Investing

Company stock represents just 5% of 401(k) account balances on average, according to the Investment Company Institute’s research. Yet many employees wonder if they should invest more. Should you invest in your company stock? It’s tempting when you know the business inside out. But there’s more to consider than just familiarity. The decision affects both … Read more

After the initial meme stock craze, 70% of traders said they wouldn’t participate in meme stocks again, according to Charles Schwab’s Q1 2022 Trader Client Sentiment Report (PDF). These viral investments promise life-changing returns but often deliver devastating losses instead. Countless investors chase the next GameStop, only to discover that the problem with meme stocks … Read more

Building a successful investment strategy requires more than picking individual stocks. Creating a diversified stock portfolio stands as one of the most effective approaches to managing risk while pursuing long-term growth. Recent market volatility in 2025 has shown that diversified portfolios have generally held up better than concentrated positions, with some diversified strategies generating positive … Read more

When it comes to picking winning stocks, investors face a choice between two distinctly different approaches to market analysis. As of this writing, the S&P 500 and Nasdaq Composite closed at fresh all-time highs, driven by bullish momentum and a better-than-expected monthly jobs report—yet many investors still struggle to determine whether they should focus on … Read more

Global energy investment is set to exceed $3 trillion for the first time in 2024, with $2 trillion going to clean energy technologies and infrastructure, according to the International Energy Agency. This unprecedented investment surge reflects the massive shift toward renewable energy investment funds that savvy investors are using to capitalize on the clean energy … Read more

Market downturns can feel like financial storms that threaten to wash away years of careful planning and investment gains. Yet history shows us something remarkable: some of the greatest fortunes were built not during bull markets, but during the very periods when most investors were running for the exits. Learning how to invest during market … Read more

What if I told you that one of the most successful investment strategies doesn’t require timing the market, picking individual stocks, or having extensive financial knowledge? Dollar-cost averaging represents one of the most powerful yet simple approaches to building long-term wealth. This systematic investment method has helped countless investors navigate market volatility while steadily growing … Read more

The stock market buzzes with excitement whenever a new company announces its Initial Public Offering (IPO). In 2023 alone, IPOs globally raised over $180 billion, reflecting the enormous capital flow into newly public companies. When private companies transition to public entities, they open their ownership to everyday investors for the first time. This pivotal moment … Read more

What are dividends? If you’ve ever wondered how some investors seem to generate regular income from their investments without selling shares, dividends are likely the answer. Dividends are payments that companies distribute to their shareholders as a reward for investing in their stock. In 2023, S&P 500 companies paid out a record $588.2 billion in … Read more

The financial news constantly refers to the “markets being up” or “markets trading down,” but what exactly are they talking about? Stock market indexes serve as essential barometers of economic health, providing a snapshot of market performance without requiring investors to track thousands of individual securities. Whether you’re a seasoned investor or just beginning to … Read more

In the rapidly changing sphere of financial technology, decentralized finance (DeFi) stands out as a groundbreaking innovation that’s reshaping how we think about banking and financial services. By 2024, the total value locked in DeFi protocols had surpassed $100 billion, demonstrating its growing significance in the global financial ecosystem. This article explores what DeFi is, … Read more

Did you know that over 70% of real estate investors use some form of financing to build their portfolios? Real estate investment loans are fundamental tools that can transform your investment strategy from dreaming about properties to actually owning them. I’ve spent years navigating investment property financing, and I’ve seen firsthand how the right loan … Read more

ESG investing has transformed from a niche strategy to a mainstream investment approach, with global sustainable assets reaching $35.3 trillion in 2020. This comprehensive guide explains ESG investing and its growing importance in today’s investment landscape, helping you make informed decisions about incorporating sustainability into your portfolio. Key Takeaways: ESG Investing Insights Understanding the Basics … Read more

In 2024, the buzz around cryptocurrency continues to grow, with digital assets becoming an increasingly integral part of the global financial landscape. As a beginner, you might find the world of crypto both exciting and overwhelming. Did you know that as of 2024, there are over 10,000 different cryptocurrencies in circulation? This staggering number highlights … Read more

Did you know that real estate has outperformed the stock market nearly two to one for the past 20 years? With an average annual return of 10.6% in residential markets, it’s no wonder that more people are turning to real estate investing as a way to build wealth and secure their financial future. Whether you’re … Read more

In the world of investing, knowledge is your most powerful asset. Whether you’re a seasoned investor or a newcomer to the stock market, learning how to research stocks is a must to make informed decisions that can significantly impact your financial future. A recent study by Dalbar, Inc. revealed a sobering statistic: the average equity … Read more

Ever wonder why some investors ride out market storms with ease while others lose sleep over every dip? It all comes down to investment risk tolerance—your personal comfort level with financial ups and downs. This isn’t just about crunching numbers; it’s about understanding your own goals, personality, and how much market rollercoaster you can handle. … Read more

Nearly half (48 percent) of Americans do not hold any investment assets, according to a 2024 Janus Henderson survey. If you’re ready to join the investing world but only have $100 to start, you’re already ahead of millions who haven’t taken that first step. You don’t need thousands of dollars to begin building wealth. With … Read more

Nearly one-third of the largest 100 housing markets are now showing annual price declines, according to recent market data from ICE, a mortgage technology firm. This shift presents opportunities for investors looking to profit from housing market downturns. Learning how to short the housing market through inverse Real Estate Investment Trust (REIT) exchange-traded funds offers … Read more