Thought-provoking perspectives on personal finance trends and money management from experienced financial writers.
In his 2023 article “AI: the real threat may be the way that governments choose to use it,” Lancaster University Professor of International Security Joe Burton challenges the notion that the primary danger is in the form of an artificial superintelligence that targets humanity, and instead claims a potentially worse threat lies in government misuse … Read more
Whether you’re just starting out or nearing retirement, there are some rules to live by that can improve your long-term financial situation. While not all of these will apply to you, the longer you follow the investment and spending recommendations, the more impact they will have, so it’s important to begin early in life. With … Read more
Most people think of financial security as being comfortable, with little (if any) debt and money left over to invest every month. However, it’s more useful to consider it to be preparation for financial disaster. This article will focus primarily on financial security as it applies to home ownership. You may be in a two-income … Read more
Mr. Ramsey gets a lot of things right, and regardless of what you’re about to read, I’m actually a fan. At least half of the time, anyway. If you took no other financial advice, his Baby Steps are a safe and effective path to financial security. However, some aspects of his teachings are not ideal. … Read more