Audrey Holloway
Creating a family budget might seem overwhelming at first, but it’s one of the most powerful tools for achieving financial stability and reaching your long-term goals. According to a recent survey by the Federal Reserve, only 30% of American families maintain a detailed household budget, yet those who do report significantly less financial stress and … Read more
Understanding cap rates is vital for success in commercial real estate. In the first half of 2024, the average cap rate for commercial properties in the United States held steady at 7.0%, according to CBRE’s Cap Rate Survey. This seemingly simple number holds immense power in shaping investment decisions and property valuations. Whether you’re a … Read more
Did you know that the average American household spent $9,985 on food in 2023, according to the U.S. Bureau of Labor Statistics? That’s a significant chunk of change, and it’s no wonder many of us are looking for ways to trim our grocery bills without compromising on nutrition or taste. As a long-time budget-conscious foodie, … Read more
Imagine stepping into a house that’s no bigger than a standard hotel room, yet contains everything you need for a comfortable stay. Welcome to the world of sustainable tiny homes—a growing movement that’s challenging our notions of what it means to live well. As someone who’s spent time exploring these compact abodes via Airbnb stays, … Read more
In the world of investing, knowledge is your most powerful asset. Whether you’re a seasoned investor or a newcomer to the stock market, learning how to research stocks is a must to make informed decisions that can significantly impact your financial future. A recent study by Dalbar, Inc. revealed a sobering statistic: the average equity … Read more
Nearly half (48 percent) of Americans do not hold any investment assets, according to a 2024 Janus Henderson survey. If you’re ready to join the investing world but only have $100 to start, you’re already ahead of millions who haven’t taken that first step. You don’t need thousands of dollars to begin building wealth. With … Read more
Budgeting is a cornerstone of financial health, yet many of us stumble when it comes to managing our money effectively. Whether you’re just starting your budgeting journey or you’ve been at it for a while, avoiding common pitfalls can help you stay on track and achieve your goals. Let’s dive into 14 common budgeting mistakes … Read more