This Privacy Policy outlines how we collect, use, and protect your personal information when you visit our website or use our services. We are committed to safeguarding your privacy and ensuring the security of your data. By using our site, you consent to the practices described in this policy. Please read this document carefully to understand our approach to handling your information.
Who we are
Our website address is https://pennypundit.com.
Comments
When visitors leave comments on our blog, we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.
An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here. After approval of your comment, your profile picture is visible to the public in the context of your comment.
Media
If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images found here.
Cookies
If you leave a comment on this site, you may opt-in to saving your name, email address, and website in cookies. These are for your convenience, so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.
If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.
When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. The cookies will be removed when you log out of your account.
If you edit or publish an article, an additional cookie will be saved in your browser. This cookie does not include personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.
This website is currently being served by the Google AdSense network. Third party vendors, including Google, use cookies to serve ads based on your prior visits to this site or other sites on the Internet.
You may opt out of personalized advertising by visiting Google’s My Ad Center.
Embedded content
Articles on this site may include embedded content (e.g., videos, images, articles, etc.) from other websites. Embedded content behaves in exactly the same way as if you had visited the other site.
These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content—including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Who we share your data with
If you request a password reset, your IP address will be included in the reset email.
Calculators
Because this website uses TLS encryption (the successor to SSL encryption), any financial data you enter in the available calculators is secure, as are the results of the calculations. That data is also not stored on our servers, nor is it accessible to the administrators of the website. If needed, be sure to print or otherwise record the results before navigating away from the page.
How long we retain your data
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
For users who register on our website, we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time, with the exception of their user name. Website administrators can also see and edit that information.
Rights you have over your data
If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.
Where your data is sent
Any comments you leave on the website may be checked through an automated spam detection service.