The first step in taking control of your finances is to thoroughly document your income and expenses. Our free easy budget calculator is designed to help you see where you stand today and assist you in planning for the future.
With this tool, you can analyze your current financial situation and explore the impact of various debt payoff methods on your budget. By visualizing different scenarios, you’ll be better equipped to make informed decisions and create a personalized plan to achieve your financial goals.

Income
How often do you get paid?
Which day of the week?
How much is each paycheck after taxes?
$
Do you have any other income?
Other Income
Description
Amount
$
How often?
When do you receive this income?
Monthly Expenses
Housing:
$
Utilities:
$
Groceries:
$
Transportation:
$
Health Care:
$
Child Care:
$
Entertainment:
$
Restaurants:
$
Other:
$
Savings:
$
Non-Mortgage Debt
Debt 1
Description:
Annual Interest Rate:
%
Current Balance:
$
Minimum Payment Type:
Minimum Payment:
$
Debt Payoff Method:
Occasional Expenses
Occasional Expense 1
Description:
Amount:
$
How often?
Which month?
Which month?
Start Month
Year
How Many Years?