Extended auto warranties aren’t technically insurance at all, although they’re classified that way in some states, such as California. This industry generated $20.5 billion in 2023, according to ConsumerAffairs.com. Yet only 6.3% of people have ever bought one. I’ve wrestled with this decision myself—that glossy brochure at the dealership makes coverage sound critical. But here’s … Read more
According to the 2024 Insurance Barometer Study, 42% of U.S. adults say they need more life insurance. If you’re among those considering coverage, you’ve probably encountered the classic debate: term vs whole life insurance. While both options provide valuable death benefits to protect your loved ones, they work in fundamentally different ways and serve distinct … Read more
According to the U.S. Department of Treasury’s January 2025 report analyzing over 246 million policies, homeowners insurance is becoming more costly and harder to obtain due to climate-related events. With average premiums increasing 8.7% faster than inflation, understanding homeowners insurance coverage has never been more important. This guide breaks down the essential protections every homeowner … Read more